If you are having problems with debt; if you have felt any shame or humiliation over your financial situation; if you keep hoping a miracle will come along and get you out of debt, this book is for you. This has given me more hope than I have ever had about my financial situation. I am a single women and have been going through more pain, torment and embarrasment about my finances than I can ever remember. This will help! Thank you Jerrold Mundis, I can't wait to read your next one.