I expected this book to help plan goals and ideas to get out of debt the best way possible. Instead I found that this book only attempted to provide the right mental state to get you out of debt. Obviously, if I am purchasing books like this I am in the right mental state to get out of debt, but how do I do it. I recommend this book for the person who needs the extra shove to start getting themselves out of debt. However, if you are prepared and just want to know how to do it I wouldn't recommend this book for you!