Not long after I started reading this book, I felt as though a huge weight was being lifted off my shoulders. First of all it helped enormously to read about other people who had the same type of financial problems as I did and then to see that they had actually worked their way out of them by following this program - gave me the encouragement and strength that I needed. It is really all so simple- but "WOW" what a powerful book! I strongly recommend it for anyone.